CreatorTake › Buy Me a Coffee Fee Calculator

Buy Me a Coffee Fee Calculator

Buy Me a Coffee takes a flat 5% — plus payment processing. Enter your supports to see what actually reaches you. Free, instant, fully editable.

Your supporters

Number of supports coffees, memberships, sales

Average amount

Fee rates (editable)

Platform fee 5%

Processing %

Processing flat / support

What you keep

Your take-home

Gross

Total fees

You keep

Buy Me a Coffee charges a flat 5% platform fee on everything (supports, memberships, shop) with no monthly fee. Payment processing (Stripe, ~2.9% + $0.30, plus a small payout fee) applies on top — so on typical small "coffees" you keep roughly 85–92%, more on larger amounts. Estimate only.

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How Buy Me a Coffee fees work (2026)

Buy Me a Coffee keeps it simple: a flat 5% platform fee on all earnings — supports ("coffees"), memberships and shop sales — with no monthly subscription. On top of that, Stripe charges standard ~2.9% + $0.30 processing (plus a small payout fee, and ~1% on international cards).

Because of the flat $0.30, small one-off coffees keep a lower percentage; larger supports and memberships keep more. All-in, expect to net roughly 85–92%.

Rates as of 2026; verify on Buy Me a Coffee's pricing/help pages.

Frequently asked questions

How much does Buy Me a Coffee take?

A flat 5% platform fee, plus payment processing (~2.9% + $0.30). On a $5 coffee that's roughly $0.70 total, so you keep about $4.30 (~86%); on bigger supports you keep a higher share.

Is there a monthly fee?

No — Buy Me a Coffee has no subscription. It only earns when you do, via the 5% fee.

Ko-fi vs Buy Me a Coffee — which is cheaper?

For tip-led creators, Ko-fi is cheaper (0% on tips vs Buy Me a Coffee's 5% on everything). For an all-in-one with memberships and shop, it's closer — compare both with our Ko-fi calculator.